When you become a Fernie Chamber member you gain access to corporate-level group benefits at small business rates.
More than 30,000 small and mid-size businesses choose Chambers Plan to protect their employees with comprehensive group benefits. It’s built for chamber members with 1-100 employees, including self-employed entrepreneurs, home-based businesses and farms.
Looking for an employee benefits plan that’s simple to manage? Spend less time administering your benefits program with:
Concerned about rising group insurance premiums?
Then you need a pooled program from the Chambers Plan. Rates are based on the average of claims from thousands of similar firms, keeping premiums manageable and predictable and providing stability year after year.
Don’t add to someone else’s profit. The Chambers Plan is a not-for-profit program—all surpluses stay in the Plan and help lower premiums.
Give your employees more for less. Health and Dental premiums are a deductible business expense and a TAX FREE benefit for your employees.
The Chambers Plan includes standard benefits such as: Dental Coverage, Health Coverage, Disability Coverage, Critical Illness Insurance, & Life Insurance.
Along with these, you can also get access to these ‘value-added’ services, included in each group benefits plan at no extra cost:
Business Assistance Service
Teladoc
Best Doctors Services
Hugr Authentic Connections.
1 NO MINIMUM FIRM SIZE | Your company is eligible to apply even if it’s a one-person operation (up to 50 employees).
2 NO INDUSTRY RESTRICTIONS | Your industry shouldn’t determine your coverage. Based on the specific needs of your business and employees, we have a plan that’s right for you.
3 GUARANTEED APPROVAL | There are no health questions or medical exams separating you from a benefits program. Even if you are a company of one or two people, you’re eligible for the Plan.
4 GUARANTEED RENEWABLE | Chambers Plan guarantees your firm can renew coverage as long as you pay your premium and maintain your Chamber membership.
5 RATE STABILITY | When your claims are bundled together with thousands of similar businesses, premiums stay manageable and predictable.
6 NOT-FOR-PROFIT | Chambers Plan operates under the direction of the not-for-profit Chambers of Commerce Insurance Corporation of Canada. ALL surpluses are reinvested in the Plan to help control premiums.
7 REAL BENEFITS FOR YOUR BUSINESS | Business Assistance Service provides owners professional accounting, counselling, legal and human resource experts. Plan participants have free access to top medical specialists from around the world with Best Doctors services.
8 ALL THE ESSENTIALS | Chambers Plan offers dental benefits, extended health care benefits, critical illness insurance and long- and short-term disability insurance.
9 SIMPLE & FAST | Most health and dental claims are processed within 48 hours. Health options include on-the-spot processing of prescription drug claims using the Assure Card®.
10 OUTSTANDING SERVICE | The Plan’s Service Centre works in concert with your exclusive, local Chambers Plan advisor to give you answers to all your questions.
Cora TSCHETTERS
Haddad Financial Services
127B Kootenay St N, Cranbrook, BC, V1C 3T5
Phone 250-464-0878
